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Plus, with no lock-in contracts you're free to work your way. Offer your clients greater variety and more choice with our extensive and diverse lender panel. Join Connective today and see why we're the preferred choice for Australian brokers. Connective Essentials has all of the features you need to develop your plans for the future, without making you pay for the ones you don’t want, with highly competitive rates. A fully transactional 100% offset account that offers a great range of practical features and instant access to funds.
Whatever your goals are, we have the network and resources to help you exceed them. We partner with you to help you grow your business, in whatever way works best for you. Advance your skills and knowledge to achieve greater success by registering for our digital learning and development events.
Connective Elevate
Our fixed rate gives you the certainty of knowing exactly how much your repayments will be. You can choose your fixed rate term from 1 to 5 years depending on the period that suits your needs. Being new to the home buying world, you might like the comfort of fixed repayments, so our Connective Select fixed loan maybe for you. Or you may want the option to increase your loan repayments without paying extra fees, making the Connective Select variable loan more your style. Either way, you can choose to have an offset feature regardless of whether a fixed or a variable interest rate suits your needs best.
Expand into the asset finance space with a range of financing options for vehicles, yellow goods, business and plant equipment and more. Add commercial property to your portfolio, extend your loan offering to our white label portfolio or give your clients peace of mind with our suite of insurance products. Uncover new revenue streams and make the most of every client by diversifying the range of products and services you offer. Expand into asset or commercial finance, give your home loan clients peace of mind with insurance referrals, or tap into our exclusive range of white label loans to offer your clients more choice. Get the power of Australia's leading aggregator on your side, without compromising the way you work.
Mercury. Every aspect of your business made easy.
Wherever you are in your mortgage broking career, and whatever business model you operate, we partner with you to provide expert and truly personalised business support. Please speak to your Connective mortgage broker to determine the specific terms and conditions of your loan product Privacy information. If you have any feed back in regards to our products or services please click here. Open up new business opportunities with our diversification options.
Plus, with a suite of marketing tools, you can execute smart, automated marketing campaigns quickly and easily. We were founded by brokers who wanted to build an aggregator that provided real value. Find out why we're the aggregator of choice for over 22% of Australian mortgage brokers.
Customer Care
Access leading lenders and personalised support with Connective. Near Prime is for people who are PAYG or self-employed with clear credit who need a bit more flexibility in their home loan product. If this sounds like you, Near Prime offers you more options for refinancing and simpler ways to prove your income and we can overlook small financial hiccups like a late electricity bill. Connective secured a really competitive rate and got through the loan process really quickly.
Access a national network of professional mortgage brokers to help you with a Connective Home Loans loan. Whether you are buying your first home, renovating, building your portfolio, downsizing, developing or just looking to refinance, we have a broad range of solutions to meet your needs. Loan Products Check out our full suite of lending products. Start your journey with Connective today and see why we're the first choice for over 22% of Australian brokers. Enjoy more profits more of the time with our flexible, flat fee structure.
Connective Asset Finance is committed to empowering you to grow your business. With specialised asset finance BDMs, scenario support, a dedicated commercial and asset finance conference, and full commissions paid daily, you'll have everything you need to succeed. When you partner with Connective, you get a true business partner, committed to helping you succeed and grow your business.
We offer up to 90% LVR with no Lender’s Mortgage Insurance for our Prime product. Fees may be introduced and varied in accordance with loan terms. We understand everyone has different goals and circumstances.
From first home buyers, renovators and those looking to refinance, through to new home builders and investors, Connective Select help all kinds of Australians get into the home they want. And our supportive customer service team is there for you at all stages. Comprehensive and fully featured home loan options to suit you.
Redraw is subject to systems availability and loan terms and is only available where you have available credit on your variable rate loan. Additional repayments on fixed rate of up to $20,000 p.a. From the start of our loan process with Connective Home Loans, to the settlement of our house, we cannot fault the the support we have received. Excellent support and communication about any changes in our rates and an easy-to-use app to keep an eye on our loan.
The same convenient access to your loan account - just simpler and smarter. Check out our video guide to familiarise yourself with the new site. In line with the RBA cash rate announcement on Tuesday 6th of December 2022, our variable rates will increase by 0.25% p.a. To make things easier, you’ll receive a letter on or before the 5th of January 2023 outlining your new repayment amount and when this repayment will take effect. We accept a variety of income sources to service your loan. For example, depending on the type of loan, self-employed borrowers can use tax returns, BAS or an accountant’s letter to verify your income.
Our award-winning program gives you exclusive access to webinars and presentations, delivered by industry experts live and on-demand. Whatever your career goals are, we have the resources, training and support to help you grow your business. We're always challenging ourselves to do better and deliver more innovative products and services for our brokers, providing exceptional support and helping them achieve their goals. Improve your efficiency and take control of your business with Mercury, our award-winning business platform. Mercury is more than just a CRM—generate compliance documentation with the touch of a button and manage your opportunities easily. Whether you're looking to uncover new revenue streams through diversification, or keep your clients engaged through targeted marketing, we can help.
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